What to do after a DUI
Get Your SR-22 Filed Today
If you’ve recently been convicted of a driving under the influence (DUI) offense, most states require an SR-22 filing to reinstate your license and maintain insurance coverage on your vehicle.*
After a DUI, you may face fines and have your license suspended or restricted. Depending on the severity of the charge or other contributing factors, there could be additional penalties such as jail time or probation, or your license could be revoked. There may be other court-ordered requirements as well, such as installing an ignition interlock device and enrollment in an alcohol education program.
SR-22 Requirements
If your court or DMV orders an SR-22, you will need to file proof of insurance through an SR-22 certificate to reinstate your license. States vary on how quickly this must be filed – some require immediate proof, while others allow several days or weeks. Failure to file on time may cause your license to stay suspended and lead to additional fines and reinstatement fees. Depending on your state requirements, you may need to maintain an active SR-22 for anywhere from one to three years.
Once you have completed your court- or state-ordered duties and maintained an active SR-22 filing, your DMV can reinstate your driving privileges. Be sure to confirm that your license is fully reinstated by verifying that your SR-22 filing is active and that all fees and requirements have been satisfied.
How to File for an SR-22
Call your insurance company or find one that offers SR-22 filings. Your insurance company will add the SR-22 to your policy and electronically file it with your state DMV. GAINSCO offers flexible coverage and competitive rates with SR-22, so if you are looking to file today, call us at (866) 424-6726.
Importance of Keeping Your SR-22 Active
If your policy is canceled due to a missed payment, your insurance company is legally required to notify your DMV, and your license may be suspended again. So, not only is it important to maintain good behavior on the road (serious violations could reset your SR-22 period depending on your state), it is equally important to be financially responsible in making payments on time and keeping your SR-22 active.
Keep these two things in mind – drive carefully and maintain continuous insurance coverage – and hopefully soon you can put that SR-22 requirement in your rearview mirror.
*Note: SR-22 requirements vary by state. Some states use a different form (such as an FR-44), while others may not require a filing at all. Coverage limits and filing requirements can also differ by state. Be sure to confirm your specific state's requirements and purchase coverage that meets those requirements.
Need an SR-22? GAINSCO Auto Insurance can help
We handle everything for you – we can file for you instantly with same-day electronic transmission, and we offer flexible policies that are customizable to your specific needs. Call us at (866) 424-6726.
Get a Quick Quote Online
Need assistance? Call us at (866) 424-6726 to speak to our insurance experts and discuss custom coverage options.