FAQs

There are the various options to make a payment:

Make an instant payment online 24×7 via check account, credit, or debit card.

Call us at 1.866.GAINSCO to make a payment by phone via checking account, credit, or debit card.

Make a payment using cash, check, credit, or debit card at your agent's office.

To set up automated payments, call us at 1.866.GAINSCO to get started.

*There is not a charge for checking account payments via phone or online; a transaction fee applies to credit/debit card payments only.

If you have an accident, there are several things you should do immediately that will help your claim be settled quickly and with minimal hassle:

It’s very important to report the claim immediately to GAINSCO at 1.866.GAINSCO.

Do not leave the scene of the accident.

Contact the police immediately to report the accident.

Use the accident information card provided with your policy paperwork to exchange information with all other drivers.

Do not admit fault or discuss your insurance coverage.

If possible, use a cell phone or digital camera to take photos of the accident scene and damage to all vehicles.

Call 1.866.GAINSCO to file a claim. Our fast, friendly GAINSCO claims representatives are available to assist with your claim in English or Spanish. Remember, the sooner we get your information, the sooner we can handle your claim.

So we can best serve you, please have the following available when you call:

Your policy number (listed on your policy paperwork and your monthly statement)

Name of your local agent who sold you the policy

Your policy number

Your agent's name

Date of incident

Location of incident

Vehicle information

People involved

We believe that buying auto insurance is one of the most important financial decisions you will make. That’s why we sell GAINSCO insurance primarily through independent agents. As your trusted advisor, your local agent is an expert who lives and works right in your community. He or she can can provide you with all the information you need to make the best decision for yourself and your family.

If you are in a time crunch or just prefer to shop for insurance online, GAINSCO can help. Get a fast, free, and easy quote right now at www.gainscoagency.com. Or call our agency and speak to one of our licensed insurance professionals at 1.855.4GAINSCO. We offer service in English and Spanish.

You should consider several things when deciding how much auto insurance coverage to buy:

Your car – If you have a newer vehicle, you may want to increase your auto insurance coverage to protect your vehicle and be sure it is restored in case you have an accident.

Your safety and security – If you don’t like taking risks with your car or your health, your auto insurance coverage should reflect that with high coverage limits and low auto insurance deductibles.

Your passengers – If you regularly have children as passengers, or several people in your car, you may want to increase your coverage.

Other drivers of your car – You may need extra coverage for family members or others who regularly drive your car.

Discuss these things with your local agent and he or she can help you choose the best coverage for your car, or call us at 1.855.4GAINSCO.