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Are you driven?®

Experience championship performance from a championship team

GAINSCO Auto Insurance® is a property and casualty insurance company concentrating on the non-standard personal auto insurance market, specializing in minimum-limits personal auto insurance. GAINSCO Auto Insurance is an expansionary company, now selling its insurance policies in several states through independent agents as well as directly to customers via digital channels. Our insurance operations are conducted through MGA Insurance Company, Inc.

We believe in delivering a championship performance in every aspect of our business. Inspired by our championship-winning legacy in the professional sports car racing community, our customers and agent partners experience this championship performance in the way we service their needs. We are driven to provide:


Insurance policies that are flexible and easy to customize to your needs


A highly competitive price designed to save you money


Superior customer support and claims handling

Our Team

MJ Pic

Michael S. Johnston Chief Executive Officer

Michael S. Johnston has served as Chief Executive Officer of the company since January 1, 2024, and has been with GAINSCO for 30 years. In his first 25 years, Michael was a driving force in the Miami Regional Office, providing leadership for the Southeast Regional Operation. In 2018, Michael relocated to Dallas where he played a key role in reshaping Field Operations in Dallas. Michael was named Chief Operating Officer in May 2021, and in November 2022, he was additionally appointed President of the company.

Senior Management

Gregory A. Castleman EVP, Chief Claims Officer

Daniel B. Svob VP, Chief Financial Officer

Brian C. Dosser SVP, Chief Compliance Officer

Nicole M. Dalal SVP, Chief Customer Experience Officer

Linda Jacob VP, Chief Actuary

Jessica M. Friedman SVP, Field Operations

Drew F. Nachowiak SVP, General Counsel & HR

Terence J. Lynch SVP, Investments

Phillip J. West SVP, Chief Information Officer

GAINSCO, Inc. is a U.S. holding company specializing in automobile insurance. GAINSCO was established in 1978 as a Texas corporation and is based in Dallas, Texas. GAINSCO’s insurance company subsidiary is MGA Insurance Company, Inc., which sells auto insurance policies under its brand name, GAINSCO Auto Insurance®. State Farm Mutual Automobile Insurance Company purchased GAINSCO, Inc. and its subsidiaries on December 31, 2020.

  • MGA Insurance Company, Inc.
    Licensed, admitted insurer in several states
    State of Domicile: Texas
    Commenced Business: August 13, 1981
  • A.M. Best rating
    “A-” (Excellent)
  • Statutory home office address
    3333 Lee Parkway, Suite 1200
    Dallas, TX 75219-5134
  • Main administrative office
    3333 Lee Parkway, Suite 1200
    Dallas, TX 75219-5134

Get a GAINSCO Auto Insurance Policy

GAINSCO sells our insurance policies through independent partner agents and website comparison shopping places who, like us, are driven to provide outstanding service, support, and the best price. Call us at 1.866.GAINSCO to find an agent near you. If you prefer to shop online, get a no obligation quote now from GAINSCO.