About GAINSCO Auto Insurance

GAINSCO office building in DallasAre You Driven?® We are.

GAINSCO Inc., is a property and casualty insurance holding company. Through our insurance brand, GAINSCO Auto Insurance®, we concentrate our efforts on the nonstandard personal automobile market, specializing in minimum-limits personal auto insurance. GAINSCO was established in 1978 as a Texas corporation and is based in Dallas, with a regional office in Miami. Our insurance operations are conducted through MGA Insurance Company Inc., a Texas corporation.

Championship performance

At GAINSCO we are committed to championship performance. This is epitomized by the championship-winning No. 99 racing team we sponsor and is experienced by our customers every day in the way we service their needs. We are driven to provide:

  • An insurance product that is flexible and customizable
  • A highly competitive price
  • Superior customer support and claims handling
  • A solid company you can rely on

Championship team

GAINSCO sells our insurance policies only through independent partner agents who, like us, are driven to provide outstanding service and support. As your trusted advisor, your local agent is an expert who lives and works right in your community. Our agent network includes thousands of locations in:

  • Arizona
  • Florida
  • Georgia
  • New Mexico
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas
  • Virginia 


More about us

Board of directors   Board of directors
Insurance subsidiary   Insurance subsidiary

GAINSCO’s insurance operations
are conducted through
MGA Insurance Company, Inc.